Your Wallet · First visit
Let’s find out what your points are worth.
Your wallet is ready — it just needs its first balance. Everything below fills in as you go. No bank login, ever.
&Set up your wallet
· most people finish in under 2 minutes
Step 1 of 3
1Add your programs
2Monthly spend
3Your strategy
Which programs do you hold?
Tap everything you have — cards, airlines, hotels. Type a balance and watch its honest dollar value appear instantly.
CHChase Ultimate Rewards
pts
≈ $1,206 true value · 2.01¢/pt, verified July 13, 2026
HYWorld of Hyatt
pts
Type a balance to see its value — Hyatt runs 2.19¢/pt
Your wallet — filling in as you go
Total true value
$0
your Chase entry lands here when you continue
Cash-out floor
$0
what banks would pay you
Programs
0 of 28 tracked
2 selected in the wizard above
Monthly spend
—
added in step 2
Credit card points $0
Bank programs — Amex, Chase, Capital One, Citi, Bilt — live here.
CHChase Ultimate Rewardsfrom step 1 · saves on continue
60,000 pts · 2.01¢/pt$1,206
AXAmex Membership Rewardsexample
12,345 pts · 2.00¢/pt$247
Airline miles $0
Nothing here yet — airline miles often hide real money.
UAUnited MileagePlusexample
40,000 mi · 2.01¢/mi$804
Hotel points $0
You picked World of Hyatt in the wizard — add the balance to fill this in.
HYWorld of Hyattawaiting balance
2.19¢/pt, verified$ —
Monthly budget by category unlocks in step 2
Your spend profile personalizes every ¢/$1 number on the Strategy page — and tells the AI what “worth it” means for you.
Dining
$0Under $100$100–250$250–500$500–1,000Custom…
best card appears here
Groceries
$0Under $100$100–250$250–500$500–1,000Custom…
best card appears here
Flights & hotels
$0Under $100$100–250$250–500$500–1,000Custom…
best card appears here
🔒Locked until step 2. Tell us roughly what you spend each month and every row lights up with the best card in your wallet — in honest ¢ per $1.